Brooklyn, NY 10036, United States
How it works
Keep Your Business Running Smoothly
At SwiftLoan, we know that access to capital is essential for business success. Whether you’re looking to cover payroll, purchase inventory, pay rent, or handle unexpected expenses, our business loans provide a fast, hassle-free solution to keep your operations running smoothly.
With quick approvals, flexible terms, and no hidden fees, we’re committed to helping businesses across the USA get the funding they need—when they need it.
Apply Online
Complete our quick 15-minute application with basic business details and loan requirements. No lengthy paperwork or hidden fees.
Get Approved & Verify Documents
Receive a loan decision within hours. Submit necessary documents like business registration, bank statements, and ID verification for a smooth approval process.
Receive Funds in Your Account
Once approved, funds are deposited directly into your business account the next business day. Use your loan for working capital, expansion, equipment, or any business needs.
Representative example
If you borrow $100,000 over 12 months at a fixed annual interest rate of 12% p.a., you will pay 12 monthly interest-only instalments of $1,100, with a total amount payable of $115,850. This includes the repayment of the net loan, interest of $13,200, an arrangement fee of $2,000, and an administration fee of $650. The overall cost for comparison is 12.5% APR.
Who can apply for a business loan with SwiftLoan?
To qualify for a loan, applicants must meet the following eligibility criteria:
✅ Be at least 18 years old – The applicant must be a legal adult.
✅ Be a U.S. citizen or permanent resident – Proof of identity and residency is required.
✅ Own or operate a registered U.S. business – The business must be legally incorporated and active.
✅ Provide proof of business income – Bank statements, tax returns, or financial records to verify cash flow.
✅ Pass a lender’s credit and risk assessment – While credit history is considered, we also evaluate overall financial health.
Note: Every lender has its own approval criteria. Some factors, like revenue consistency and industry type, may carry more weight depending on the loan type and amount requested.
